CostIndexUSA

St. Paul, MN vs Yuma, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MN
St. Paul
104.8
overall index
$1,675/mo rent
More AffordableAZ
Yuma
92.7
overall index
$1,375/mo rent

Yuma is moderately cheaper than St. Paul — 11.5% lower overall cost of living.

To match an $80,000 salary in St. Paul, you would need $70,800 in Yuma. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing34.0%
St. Paul
111.8
Yuma
73.8
🛒 Groceries6.7%
St. Paul
103.1
Yuma
96.2
🚗 Transportation4.4%
St. Paul
109.6
Yuma
104.8
🏥 Healthcare4.4%
St. Paul
99.2
Yuma
94.8
Utilities6.1%
St. Paul
93.5
Yuma
87.8

Salary Equivalency Calculator

Enter your current salary in St. Paul to see what you'd need to earn in Yuma to maintain the same purchasing power.

$
Equivalent salary in Yuma, AZ
$70,800
$9,200 less needed in Yuma

Formula: salary × (92.7 ÷ 104.8) = salary × 0.8845. Based on BEA Regional Price Parities.

Housing Market

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

Yuma, AZ

Median Home Price
$279,000
Median Monthly Rent
$1,375
Housing Index
73.8
Price-to-Rent Ratio
16.9×

St. Paul has 34.0% lower housing costs compared to Yuma.

Income & Job Market

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Yuma, AZ

Median Household Income
$62,900
Per Capita Income
$35,900
Unemployment Rate
6.8%
Population
95,548
Top Industries
MilitaryAgricultureHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Yuma, AZ
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.