CostIndexUSA

Tempe, AZ vs Utica, NY Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

AZ
Tempe
103.3
overall index
$1,725/mo rent
More AffordableNY
Utica
92.7
overall index
$1,375/mo rent

Utica is moderately cheaper than Tempe — 10.3% lower overall cost of living.

To match an $80,000 salary in Tempe, you would need $71,800 in Utica. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing45.5%
Tempe
121.2
Utica
66.1
🛒 Groceries+4.9%
Tempe
95
Utica
99.7
🚗 Transportation6.0%
Tempe
109.2
Utica
102.6
🏥 Healthcare6.0%
Tempe
98.8
Utica
92.9
Utilities+41.4%
Tempe
93.3
Utica
131.9

Salary Equivalency Calculator

Enter your current salary in Tempe to see what you'd need to earn in Utica to maintain the same purchasing power.

$
Equivalent salary in Utica, NY
$71,800
$8,200 less needed in Utica

Formula: salary × (92.7 ÷ 103.3) = salary × 0.8974. Based on BEA Regional Price Parities.

Housing Market

Tempe, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Utica, NY

Median Home Price
$213,000
Median Monthly Rent
$1,375
Housing Index
66.1
Price-to-Rent Ratio
12.9×

Tempe has 45.5% lower housing costs compared to Utica.

Income & Job Market

Tempe, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
185,038
Top Industries
TechnologyEducationHealthcareRetailFinance

Utica, NY

Median Household Income
$61,800
Per Capita Income
$35,200
Unemployment Rate
4.5%
Population
60,651
Top Industries
HealthcareManufacturingGovernmentEducationRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Tempe, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Utica, NY
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.