CostIndexUSA

Ann Arbor, MI vs Duluth, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MI
Ann Arbor
100.9
overall index
$2,050/mo rent
More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent

Duluth is moderately cheaper than Ann Arbor — 12.0% lower overall cost of living.

To match an $80,000 salary in Ann Arbor, you would need $70,400 in Duluth. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing43.3%
Ann Arbor
125.3
Duluth
71.1
🛒 Groceries+1.7%
Ann Arbor
93.7
Duluth
95.3
🚗 Transportation7.4%
Ann Arbor
104.5
Duluth
96.8
🏥 Healthcare7.4%
Ann Arbor
94.6
Duluth
87.6
Utilities11.1%
Ann Arbor
98.2
Duluth
87.3

Salary Equivalency Calculator

Enter your current salary in Ann Arbor to see what you'd need to earn in Duluth to maintain the same purchasing power.

$
Equivalent salary in Duluth, MN
$70,400
$9,600 less needed in Duluth

Formula: salary × (88.8 ÷ 100.9) = salary × 0.8801. Based on BEA Regional Price Parities.

Housing Market

Ann Arbor, MI

Median Home Price
$398,000
Median Monthly Rent
$2,050
Housing Index
125.3
Price-to-Rent Ratio
16.2×

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Ann Arbor has 43.3% lower housing costs compared to Duluth.

Income & Job Market

Ann Arbor, MI

Median Household Income
$83,800
Per Capita Income
$47,800
Unemployment Rate
3.3%
Population
123,851
Top Industries
EducationTechnologyHealthcareManufacturingResearch

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Ann Arbor, MI
3.4×income-to-rent ratio

71% of income left after rent (median)

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.