CostIndexUSA

Atlantic City, NJ vs Hagerstown, MD Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Atlantic City
98.9
overall index
$2,225/mo rent
More AffordableMD
Hagerstown
94.2
overall index
$1,550/mo rent

Hagerstown is slightly cheaper than Atlantic City — 4.8% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $76,200 in Hagerstown. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing23.3%
Atlantic City
98.7
Hagerstown
75.7
🛒 Groceries3.4%
Atlantic City
99.8
Hagerstown
96.4
🚗 Transportation+1.7%
Atlantic City
102.8
Hagerstown
104.5
🏥 Healthcare+1.6%
Atlantic City
93
Hagerstown
94.5
Utilities12.4%
Atlantic City
109.2
Hagerstown
95.7

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Hagerstown to maintain the same purchasing power.

$
Equivalent salary in Hagerstown, MD
$76,200
$3,800 less needed in Hagerstown

Formula: salary × (94.2 ÷ 98.9) = salary × 0.9525. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Hagerstown, MD

Median Home Price
$313,000
Median Monthly Rent
$1,550
Housing Index
75.7
Price-to-Rent Ratio
16.8×

Atlantic City has 23.3% lower housing costs compared to Hagerstown.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Hagerstown, MD

Median Household Income
$75,400
Per Capita Income
$43,000
Unemployment Rate
4.4%
Population
43,484
Top Industries
HealthcareManufacturingLogisticsRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Hagerstown, MD
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.