CostIndexUSA

Atlantic City, NJ vs Plano, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNJ
Atlantic City
98.9
overall index
$2,225/mo rent
TX
Plano
103.1
overall index
$1,775/mo rent

Atlantic City is slightly cheaper than Plano — 4.2% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $83,400 in Plano. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+19.5%
Atlantic City
98.7
Plano
117.9
🛒 Groceries+3.0%
Atlantic City
99.8
Plano
102.8
🚗 Transportation+1.8%
Atlantic City
102.8
Plano
104.7
🏥 Healthcare+1.8%
Atlantic City
93
Plano
94.7
Utilities16.9%
Atlantic City
109.2
Plano
90.7

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Plano to maintain the same purchasing power.

$
Equivalent salary in Plano, TX
$83,400
$3,400 more needed in Plano

Formula: salary × (103.1 ÷ 98.9) = salary × 1.0425. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Plano, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Plano has 19.5% higher housing costs compared to Atlantic City.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Plano, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
285,494
Top Industries
TechnologyFinanceHealthcareTelecommunicationsRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Plano, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.