CostIndexUSA

Atlantic City, NJ vs San Jose, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableNJ
Atlantic City
98.9
overall index
$2,225/mo rent
CA
San Jose
110.4
overall index
$3,400/mo rent

Atlantic City is moderately cheaper than San Jose — 11.6% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $89,300 in San Jose. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+114.7%
Atlantic City
98.7
San Jose
211.9
🛒 Groceries+5.4%
Atlantic City
99.8
San Jose
105.2
🚗 Transportation+2.4%
Atlantic City
102.8
San Jose
105.3
🏥 Healthcare+2.5%
Atlantic City
93
San Jose
95.3
Utilities+43.5%
Atlantic City
109.2
San Jose
156.7

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in San Jose to maintain the same purchasing power.

$
Equivalent salary in San Jose, CA
$89,300
$9,300 more needed in San Jose

Formula: salary × (110.4 ÷ 98.9) = salary × 1.1163. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

San Jose, CA

Median Home Price
$1,569,000
Median Monthly Rent
$3,400
Housing Index
211.9
Price-to-Rent Ratio
38.5×

San Jose has 114.7% higher housing costs compared to Atlantic City.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

San Jose, CA

Median Household Income
$153,200
Per Capita Income
$87,300
Unemployment Rate
4.2%
Population
1,013,240
Top Industries
TechnologySemiconductorsSoftwareHealthcareFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

San Jose, CA
3.8×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.