CostIndexUSA

Atlantic City, NJ vs Springfield, IL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NJ
Atlantic City
98.9
overall index
$2,225/mo rent
More AffordableIL
Springfield
92.7
overall index
$1,150/mo rent

Springfield is moderately cheaper than Atlantic City — 6.3% lower overall cost of living.

To match an $80,000 salary in Atlantic City, you would need $75,000 in Springfield. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing27.5%
Atlantic City
98.7
Springfield
71.6
🛒 Groceries6.2%
Atlantic City
99.8
Springfield
93.6
🚗 Transportation+1.8%
Atlantic City
102.8
Springfield
104.6
🏥 Healthcare+1.7%
Atlantic City
93
Springfield
94.6
Utilities17.2%
Atlantic City
109.2
Springfield
90.4

Salary Equivalency Calculator

Enter your current salary in Atlantic City to see what you'd need to earn in Springfield to maintain the same purchasing power.

$
Equivalent salary in Springfield, IL
$75,000
$5,000 less needed in Springfield

Formula: salary × (92.7 ÷ 98.9) = salary × 0.9373. Based on BEA Regional Price Parities.

Housing Market

Atlantic City, NJ

Median Home Price
$369,000
Median Monthly Rent
$2,225
Housing Index
98.7
Price-to-Rent Ratio
13.8×

Springfield, IL

Median Home Price
$188,000
Median Monthly Rent
$1,150
Housing Index
71.6
Price-to-Rent Ratio
13.6×

Atlantic City has 27.5% lower housing costs compared to Springfield.

Income & Job Market

Atlantic City, NJ

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
6%
Population
38,497
Top Industries
GamingTourismHealthcareHospitalityRetail

Springfield, IL

Median Household Income
$72,200
Per Capita Income
$41,200
Unemployment Rate
4.4%
Population
114,230
Top Industries
GovernmentHealthcareEducationFinanceRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Atlantic City, NJ
3.0×income-to-rent ratio

67% of income left after rent (median)

Springfield, IL
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.