CostIndexUSA

Bloomington, IL vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Bloomington
93.5
overall index
$1,275/mo rent
CA
Merced
98.3
overall index
$1,850/mo rent

Bloomington is moderately cheaper than Merced — 5.1% lower overall cost of living.

To match an $80,000 salary in Bloomington, you would need $84,100 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+5.2%
Bloomington
74.7
Merced
78.6
🛒 Groceries+12.4%
Bloomington
93.6
Merced
105.2
🚗 Transportation+0.7%
Bloomington
104.6
Merced
105.3
🏥 Healthcare+0.7%
Bloomington
94.6
Merced
95.3
Utilities+76.7%
Bloomington
89.6
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Bloomington to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$84,100
$4,100 more needed in Merced

Formula: salary × (98.3 ÷ 93.5) = salary × 1.0513. Based on BEA Regional Price Parities.

Housing Market

Bloomington, IL

Median Home Price
$246,000
Median Monthly Rent
$1,275
Housing Index
74.7
Price-to-Rent Ratio
16.1×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Merced has 5.2% higher housing costs compared to Bloomington.

Income & Job Market

Bloomington, IL

Median Household Income
$77,200
Per Capita Income
$44,000
Unemployment Rate
2.6%
Population
78,902
Top Industries
FinanceInsuranceEducationHealthcareManufacturing

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bloomington, IL
5.0×income-to-rent ratio

80% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.