CostIndexUSA

Boston, MA vs Duluth, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MA
Boston
108.3
overall index
$3,050/mo rent
More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent

Duluth is significantly cheaper than Boston — 18.0% lower overall cost of living.

To match an $80,000 salary in Boston, you would need $65,600 in Duluth. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing52.1%
Boston
148.4
Duluth
71.1
🛒 Groceries4.4%
Boston
99.7
Duluth
95.3
🚗 Transportation11.0%
Boston
108.8
Duluth
96.8
🏥 Healthcare11.0%
Boston
98.4
Duluth
87.6
Utilities41.3%
Boston
148.8
Duluth
87.3

Salary Equivalency Calculator

Enter your current salary in Boston to see what you'd need to earn in Duluth to maintain the same purchasing power.

$
Equivalent salary in Duluth, MN
$65,600
$14,400 less needed in Duluth

Formula: salary × (88.8 ÷ 108.3) = salary × 0.8199. Based on BEA Regional Price Parities.

Housing Market

Boston, MA

Median Home Price
$709,000
Median Monthly Rent
$3,050
Housing Index
148.4
Price-to-Rent Ratio
19.4×

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Boston has 52.1% lower housing costs compared to Duluth.

Income & Job Market

Boston, MA

Median Household Income
$110,700
Per Capita Income
$63,100
Unemployment Rate
3.8%
Population
692,600
Top Industries
HealthcareEducationFinanceTechnologyBiotechnology

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Boston, MA
3.0×income-to-rent ratio

67% of income left after rent (median)

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.