CostIndexUSA

Bozeman, MT vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MT
Bozeman
102.5
overall index
$2,100/mo rent
More AffordableFL
Pensacola
97.7
overall index
$1,700/mo rent

Pensacola is slightly cheaper than Bozeman — 4.7% lower overall cost of living.

To match an $80,000 salary in Bozeman, you would need $76,300 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing29.0%
Bozeman
139.2
Pensacola
98.8
🛒 Groceries≈ Equal
Bozeman
96
Pensacola
96.2
🚗 Transportation≈ Equal
Bozeman
103.7
Pensacola
103.8
🏥 Healthcare≈ Equal
Bozeman
93.8
Pensacola
93.9
Utilities+20.2%
Bozeman
73.6
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Bozeman to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$76,300
$3,700 less needed in Pensacola

Formula: salary × (97.7 ÷ 102.5) = salary × 0.9532. Based on BEA Regional Price Parities.

Housing Market

Bozeman, MT

Median Home Price
$678,000
Median Monthly Rent
$2,100
Housing Index
139.2
Price-to-Rent Ratio
26.9×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Bozeman has 29.0% lower housing costs compared to Pensacola.

Income & Job Market

Bozeman, MT

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
2.4%
Population
53,293
Top Industries
EducationTechnologyTourismHealthcareAgriculture

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bozeman, MT
3.6×income-to-rent ratio

72% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.