CostIndexUSA

Daytona Beach, FL vs Pensacola, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

FL
Daytona Beach
99.4
overall index
$1,625/mo rent
More AffordableFL
Pensacola
97.7
overall index
$1,700/mo rent

Pensacola is slightly cheaper than Daytona Beach — 1.7% lower overall cost of living.

To match an $80,000 salary in Daytona Beach, you would need $78,600 in Pensacola. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing8.9%
Daytona Beach
108.4
Pensacola
98.8
🛒 Groceries≈ Equal
Daytona Beach
96.2
Pensacola
96.2
🚗 Transportation≈ Equal
Daytona Beach
103.8
Pensacola
103.8
🏥 Healthcare≈ Equal
Daytona Beach
93.9
Pensacola
93.9
Utilities+1.0%
Daytona Beach
87.6
Pensacola
88.5

Salary Equivalency Calculator

Enter your current salary in Daytona Beach to see what you'd need to earn in Pensacola to maintain the same purchasing power.

$
Equivalent salary in Pensacola, FL
$78,600
$1,400 less needed in Pensacola

Formula: salary × (97.7 ÷ 99.4) = salary × 0.9829. Based on BEA Regional Price Parities.

Housing Market

Daytona Beach, FL

Median Home Price
$415,000
Median Monthly Rent
$1,625
Housing Index
108.4
Price-to-Rent Ratio
21.3×

Pensacola, FL

Median Home Price
$300,000
Median Monthly Rent
$1,700
Housing Index
98.8
Price-to-Rent Ratio
14.7×

Daytona Beach has 8.9% lower housing costs compared to Pensacola.

Income & Job Market

Daytona Beach, FL

Median Household Income
$67,200
Per Capita Income
$38,300
Unemployment Rate
3.9%
Population
71,922
Top Industries
TourismHealthcareManufacturingAutomotiveRetail

Pensacola, FL

Median Household Income
$78,300
Per Capita Income
$44,600
Unemployment Rate
4.5%
Population
53,831
Top Industries
MilitaryHealthcareTourismManufacturingRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Daytona Beach, FL
3.4×income-to-rent ratio

71% of income left after rent (median)

Pensacola, FL
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.