CostIndexUSA

Bozeman, MT vs St. Paul, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMT
Bozeman
102.5
overall index
$2,100/mo rent
MN
St. Paul
104.8
overall index
$1,675/mo rent

Bozeman is slightly cheaper than St. Paul — 2.2% lower overall cost of living.

To match an $80,000 salary in Bozeman, you would need $81,800 in St. Paul. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing19.7%
Bozeman
139.2
St. Paul
111.8
🛒 Groceries+7.4%
Bozeman
96
St. Paul
103.1
🚗 Transportation+5.7%
Bozeman
103.7
St. Paul
109.6
🏥 Healthcare+5.8%
Bozeman
93.8
St. Paul
99.2
Utilities+27.0%
Bozeman
73.6
St. Paul
93.5

Salary Equivalency Calculator

Enter your current salary in Bozeman to see what you'd need to earn in St. Paul to maintain the same purchasing power.

$
Equivalent salary in St. Paul, MN
$81,800
$1,800 more needed in St. Paul

Formula: salary × (104.8 ÷ 102.5) = salary × 1.0224. Based on BEA Regional Price Parities.

Housing Market

Bozeman, MT

Median Home Price
$678,000
Median Monthly Rent
$2,100
Housing Index
139.2
Price-to-Rent Ratio
26.9×

St. Paul, MN

Median Home Price
$374,000
Median Monthly Rent
$1,675
Housing Index
111.8
Price-to-Rent Ratio
18.6×

Bozeman has 19.7% lower housing costs compared to St. Paul.

Income & Job Market

Bozeman, MT

Median Household Income
$91,200
Per Capita Income
$52,000
Unemployment Rate
2.4%
Population
53,293
Top Industries
EducationTechnologyTourismHealthcareAgriculture

St. Paul, MN

Median Household Income
$95,100
Per Capita Income
$54,200
Unemployment Rate
2.9%
Population
311,527
Top Industries
HealthcareFinanceEducationGovernmentManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Bozeman, MT
3.6×income-to-rent ratio

72% of income left after rent (median)

St. Paul, MN
4.7×income-to-rent ratio

79% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.