CostIndexUSA

Cedar Rapids, IA vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIA
Cedar Rapids
89
overall index
$1,100/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Cedar Rapids is significantly cheaper than Santa Cruz — 23.5% lower overall cost of living.

To match an $80,000 salary in Cedar Rapids, you would need $98,800 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+130.1%
Cedar Rapids
71.4
Santa Cruz
164.3
🛒 Groceries+12.3%
Cedar Rapids
93.7
Santa Cruz
105.2
🚗 Transportation+7.9%
Cedar Rapids
97.6
Santa Cruz
105.3
🏥 Healthcare+7.9%
Cedar Rapids
88.3
Santa Cruz
95.3
Utilities+81.8%
Cedar Rapids
84
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Cedar Rapids to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$98,800
$18,800 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 89) = salary × 1.2348. Based on BEA Regional Price Parities.

Housing Market

Cedar Rapids, IA

Median Home Price
$230,000
Median Monthly Rent
$1,100
Housing Index
71.4
Price-to-Rent Ratio
17.4×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 130.1% higher housing costs compared to Cedar Rapids.

Income & Job Market

Cedar Rapids, IA

Median Household Income
$73,600
Per Capita Income
$42,000
Unemployment Rate
2.9%
Population
133,562
Top Industries
ManufacturingHealthcareFinanceTechnologyAgriculture

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cedar Rapids, IA
5.6×income-to-rent ratio

82% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.