CICostIndexUSA

Charleston, WV vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableWV
Charleston
88.7
overall index
$1,275/mo rent
NJ
Jersey City
112.6
overall index
$3,625/mo rent

Charleston is significantly cheaper than Jersey City — 26.9% lower overall cost of living.

To match an $80,000 salary in Charleston, you would need $101,600 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+189.1%
Charleston
51.4
Jersey City
148.6
🛒 Groceries+14.5%
Charleston
96.3
Jersey City
110.3
🚗 Transportation+6.0%
Charleston
104.8
Jersey City
111.1
🏥 Healthcare+6.0%
Charleston
94.8
Jersey City
100.5
Utilities+38.5%
Charleston
91.7
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Charleston to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$101,600
$21,600 more needed in Jersey City

Formula: salary × (112.6 ÷ 88.7) = salary × 1.2694. Based on BEA Regional Price Parities.

Housing Market

Charleston, WV

Median Home Price
$150,000
Median Monthly Rent
$1,275
Housing Index
51.4
Price-to-Rent Ratio
9.8×

Jersey City, NJ

Median Home Price
$737,000
Median Monthly Rent
$3,625
Housing Index
148.6
Price-to-Rent Ratio
16.9×

Jersey City has 189.1% higher housing costs compared to Charleston.

Income & Job Market

Charleston, WV

Median Household Income
$61,600
Per Capita Income
$35,100
Unemployment Rate
5%
Population
47,068
Top Industries
GovernmentHealthcareEnergyFinanceEducation

Jersey City, NJ

Median Household Income
$99,900
Per Capita Income
$56,900
Unemployment Rate
5.7%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Charleston, WV
4.0×income-to-rent ratio

75% of income left after rent (median)

Jersey City, NJ
2.3×income-to-rent ratio

56% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.