CostIndexUSA

Chattanooga, TN vs El Paso, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TN
Chattanooga
91.5
overall index
$1,500/mo rent
More AffordableTX
El Paso
89.9
overall index
$1,500/mo rent

El Paso is slightly cheaper than Chattanooga — 1.7% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $78,600 in El Paso. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing7.0%
Chattanooga
76.6
El Paso
71.2
🛒 Groceries2.3%
Chattanooga
96
El Paso
93.8
🚗 Transportation+1.0%
Chattanooga
100.1
El Paso
101.1
🏥 Healthcare+1.0%
Chattanooga
90.5
El Paso
91.4
Utilities+11.3%
Chattanooga
74.2
El Paso
82.6

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in El Paso to maintain the same purchasing power.

$
Equivalent salary in El Paso, TX
$78,600
$1,400 less needed in El Paso

Formula: salary × (89.9 ÷ 91.5) = salary × 0.9825. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

El Paso, TX

Median Home Price
$226,000
Median Monthly Rent
$1,500
Housing Index
71.2
Price-to-Rent Ratio
12.6×

Chattanooga has 7.0% lower housing costs compared to El Paso.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

El Paso, TX

Median Household Income
$59,000
Per Capita Income
$33,600
Unemployment Rate
4.2%
Population
678,815
Top Industries
GovernmentMilitaryHealthcareRetailManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

El Paso, TX
3.3×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.