CostIndexUSA

Chattanooga, TN vs Johnson City, TN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TN
Chattanooga
91.5
overall index
$1,500/mo rent
More AffordableTN
Johnson City
87.9
overall index
$1,400/mo rent

Johnson City is slightly cheaper than Chattanooga — 3.9% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $76,900 in Johnson City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing17.5%
Chattanooga
76.6
Johnson City
63.2
🛒 Groceries≈ Equal
Chattanooga
96
Johnson City
96.2
🚗 Transportation≈ Equal
Chattanooga
100.1
Johnson City
99.9
🏥 Healthcare≈ Equal
Chattanooga
90.5
Johnson City
90.4
Utilities3.1%
Chattanooga
74.2
Johnson City
71.9

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Johnson City to maintain the same purchasing power.

$
Equivalent salary in Johnson City, TN
$76,900
$3,100 less needed in Johnson City

Formula: salary × (87.9 ÷ 91.5) = salary × 0.9607. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Johnson City, TN

Median Home Price
$270,000
Median Monthly Rent
$1,400
Housing Index
63.2
Price-to-Rent Ratio
16.1×

Chattanooga has 17.5% lower housing costs compared to Johnson City.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Johnson City, TN

Median Household Income
$56,800
Per Capita Income
$32,400
Unemployment Rate
3.9%
Population
68,006
Top Industries
HealthcareEducationManufacturingRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Johnson City, TN
3.4×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.