CostIndexUSA

Chattanooga, TN vs Knoxville, TN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
TN
Knoxville
92.6
overall index
$1,725/mo rent

Chattanooga is slightly cheaper than Knoxville — 1.2% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $81,000 in Knoxville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+8.1%
Chattanooga
76.6
Knoxville
82.8
🛒 Groceries≈ Equal
Chattanooga
96
Knoxville
96.2
🚗 Transportation≈ Equal
Chattanooga
100.1
Knoxville
99.9
🏥 Healthcare≈ Equal
Chattanooga
90.5
Knoxville
90.4
Utilities3.1%
Chattanooga
74.2
Knoxville
71.9

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Knoxville to maintain the same purchasing power.

$
Equivalent salary in Knoxville, TN
$81,000
$1,000 more needed in Knoxville

Formula: salary × (92.6 ÷ 91.5) = salary × 1.0120. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Knoxville, TN

Median Home Price
$352,000
Median Monthly Rent
$1,725
Housing Index
82.8
Price-to-Rent Ratio
17.0×

Knoxville has 8.1% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Knoxville, TN

Median Household Income
$69,900
Per Capita Income
$39,800
Unemployment Rate
3.2%
Population
190,740
Top Industries
HealthcareEducationManufacturingTourismGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Knoxville, TN
3.4×income-to-rent ratio

70% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.