CostIndexUSA

Johnson City, TN vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

≈ Equal CostTN
Johnson City
87.9
overall index
$1,400/mo rent
MN
St. Cloud
87.6
overall index
$1,175/mo rent

Johnson City and St. Cloud have nearly identical costs of living.

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+3.0%
Johnson City
63.2
St. Cloud
65.1
🛒 Groceries0.8%
Johnson City
96.2
St. Cloud
95.4
🚗 Transportation3.1%
Johnson City
99.9
St. Cloud
96.8
🏥 Healthcare3.1%
Johnson City
90.4
St. Cloud
87.6
Utilities+23.4%
Johnson City
71.9
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Johnson City to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$79,700
$300 less needed in St. Cloud

Formula: salary × (87.6 ÷ 87.9) = salary × 0.9966. Based on BEA Regional Price Parities.

Housing Market

Johnson City, TN

Median Home Price
$270,000
Median Monthly Rent
$1,400
Housing Index
63.2
Price-to-Rent Ratio
16.1×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

St. Cloud has 3.0% higher housing costs compared to Johnson City.

Income & Job Market

Johnson City, TN

Median Household Income
$56,800
Per Capita Income
$32,400
Unemployment Rate
3.9%
Population
68,006
Top Industries
HealthcareEducationManufacturingRetailGovernment

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Johnson City, TN
3.4×income-to-rent ratio

70% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.