CostIndexUSA

Chattanooga, TN vs Fargo, ND Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

TN
Chattanooga
91.5
overall index
$1,500/mo rent
More AffordableND
Fargo
90.9
overall index
$1,100/mo rent

Fargo is slightly cheaper than Chattanooga — 0.7% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $79,500 in Fargo. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+5.9%
Chattanooga
76.6
Fargo
81.1
🛒 Groceries≈ Equal
Chattanooga
96
Fargo
95.7
🚗 Transportation4.2%
Chattanooga
100.1
Fargo
95.9
🏥 Healthcare4.1%
Chattanooga
90.5
Fargo
86.8
Utilities+4.2%
Chattanooga
74.2
Fargo
77.3

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Fargo to maintain the same purchasing power.

$
Equivalent salary in Fargo, ND
$79,500
$500 less needed in Fargo

Formula: salary × (90.9 ÷ 91.5) = salary × 0.9934. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Fargo, ND

Median Home Price
$313,000
Median Monthly Rent
$1,100
Housing Index
81.1
Price-to-Rent Ratio
23.7×

Fargo has 5.9% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Fargo, ND

Median Household Income
$72,900
Per Capita Income
$41,600
Unemployment Rate
3.7%
Population
125,990
Top Industries
HealthcareFinanceEducationTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Fargo, ND
5.5×income-to-rent ratio

82% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.