CostIndexUSA

Chattanooga, TN vs Hartford, CT Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
CT
Hartford
102.7
overall index
$1,875/mo rent

Chattanooga is moderately cheaper than Hartford — 12.2% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $89,800 in Hartford. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+43.9%
Chattanooga
76.6
Hartford
110.2
🛒 Groceries+1.4%
Chattanooga
96
Hartford
97.3
🚗 Transportation+7.7%
Chattanooga
100.1
Hartford
107.8
🏥 Healthcare+7.7%
Chattanooga
90.5
Hartford
97.5
Utilities+95.3%
Chattanooga
74.2
Hartford
144.9

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Hartford to maintain the same purchasing power.

$
Equivalent salary in Hartford, CT
$89,800
$9,800 more needed in Hartford

Formula: salary × (102.7 ÷ 91.5) = salary × 1.1224. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Hartford, CT

Median Home Price
$377,000
Median Monthly Rent
$1,875
Housing Index
110.2
Price-to-Rent Ratio
16.8×

Hartford has 43.9% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Hartford, CT

Median Household Income
$92,200
Per Capita Income
$52,600
Unemployment Rate
4.3%
Population
121,054
Top Industries
FinanceInsuranceHealthcareGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Hartford, CT
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.