CostIndexUSA

Chattanooga, TN vs Santa Rosa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
CA
Santa Rosa
107.8
overall index
$2,600/mo rent

Chattanooga is significantly cheaper than Santa Rosa — 17.8% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $94,200 in Santa Rosa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+82.2%
Chattanooga
76.6
Santa Rosa
139.6
🛒 Groceries+9.6%
Chattanooga
96
Santa Rosa
105.2
🚗 Transportation+5.2%
Chattanooga
100.1
Santa Rosa
105.3
🏥 Healthcare+5.3%
Chattanooga
90.5
Santa Rosa
95.3
Utilities+108.6%
Chattanooga
74.2
Santa Rosa
154.8

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Santa Rosa to maintain the same purchasing power.

$
Equivalent salary in Santa Rosa, CA
$94,200
$14,200 more needed in Santa Rosa

Formula: salary × (107.8 ÷ 91.5) = salary × 1.1781. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Santa Rosa, CA

Median Home Price
$770,000
Median Monthly Rent
$2,600
Housing Index
139.6
Price-to-Rent Ratio
24.7×

Santa Rosa has 82.2% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Santa Rosa, CA

Median Household Income
$100,700
Per Capita Income
$57,400
Unemployment Rate
4%
Population
178,127
Top Industries
HealthcareAgricultureTourismTechnologyRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Santa Rosa, CA
3.2×income-to-rent ratio

69% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.