CostIndexUSA

Chattanooga, TN vs Tempe, AZ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
AZ
Tempe
103.3
overall index
$1,725/mo rent

Chattanooga is moderately cheaper than Tempe — 12.9% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $90,300 in Tempe. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+58.2%
Chattanooga
76.6
Tempe
121.2
🛒 Groceries1.0%
Chattanooga
96
Tempe
95
🚗 Transportation+9.1%
Chattanooga
100.1
Tempe
109.2
🏥 Healthcare+9.2%
Chattanooga
90.5
Tempe
98.8
Utilities+25.7%
Chattanooga
74.2
Tempe
93.3

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Tempe to maintain the same purchasing power.

$
Equivalent salary in Tempe, AZ
$90,300
$10,300 more needed in Tempe

Formula: salary × (103.3 ÷ 91.5) = salary × 1.1290. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Tempe, AZ

Median Home Price
$442,000
Median Monthly Rent
$1,725
Housing Index
121.2
Price-to-Rent Ratio
21.4×

Tempe has 58.2% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Tempe, AZ

Median Household Income
$85,700
Per Capita Income
$48,800
Unemployment Rate
3.8%
Population
185,038
Top Industries
TechnologyEducationHealthcareRetailFinance

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Tempe, AZ
4.1×income-to-rent ratio

76% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.