CostIndexUSA

Chattanooga, TN vs Tyler, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
TX
Tyler
92.2
overall index
$1,325/mo rent

Chattanooga is slightly cheaper than Tyler — 0.8% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $80,600 in Tyler. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+4.3%
Chattanooga
76.6
Tyler
79.9
🛒 Groceries2.3%
Chattanooga
96
Tyler
93.8
🚗 Transportation+1.0%
Chattanooga
100.1
Tyler
101.1
🏥 Healthcare+1.0%
Chattanooga
90.5
Tyler
91.4
Utilities+11.7%
Chattanooga
74.2
Tyler
82.9

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Tyler to maintain the same purchasing power.

$
Equivalent salary in Tyler, TX
$80,600
$600 more needed in Tyler

Formula: salary × (92.2 ÷ 91.5) = salary × 1.0077. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Tyler, TX

Median Home Price
$262,000
Median Monthly Rent
$1,325
Housing Index
79.9
Price-to-Rent Ratio
16.5×

Tyler has 4.3% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Tyler, TX

Median Household Income
$72,300
Per Capita Income
$41,200
Unemployment Rate
3.5%
Population
104,798
Top Industries
HealthcareEnergyManufacturingRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Tyler, TX
4.5×income-to-rent ratio

78% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.