CostIndexUSA

Chattanooga, TN vs Virginia Beach, VA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
VA
Virginia Beach
97.9
overall index
$1,800/mo rent

Chattanooga is moderately cheaper than Virginia Beach — 7.0% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $85,600 in Virginia Beach. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+30.3%
Chattanooga
76.6
Virginia Beach
99.8
🛒 Groceries+0.8%
Chattanooga
96
Virginia Beach
96.8
🚗 Transportation+3.4%
Chattanooga
100.1
Virginia Beach
103.5
🏥 Healthcare+3.5%
Chattanooga
90.5
Virginia Beach
93.7
Utilities+20.8%
Chattanooga
74.2
Virginia Beach
89.6

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Virginia Beach to maintain the same purchasing power.

$
Equivalent salary in Virginia Beach, VA
$85,600
$5,600 more needed in Virginia Beach

Formula: salary × (97.9 ÷ 91.5) = salary × 1.0699. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Virginia Beach, VA

Median Home Price
$360,000
Median Monthly Rent
$1,800
Housing Index
99.8
Price-to-Rent Ratio
16.7×

Virginia Beach has 30.3% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Virginia Beach, VA

Median Household Income
$79,300
Per Capita Income
$45,200
Unemployment Rate
4.3%
Population
459,470
Top Industries
MilitaryTourismHealthcareRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Virginia Beach, VA
3.7×income-to-rent ratio

73% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.