CostIndexUSA

Chattanooga, TN vs Worcester, MA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTN
Chattanooga
91.5
overall index
$1,500/mo rent
MA
Worcester
102.5
overall index
$2,075/mo rent

Chattanooga is moderately cheaper than Worcester — 12.0% lower overall cost of living.

To match an $80,000 salary in Chattanooga, you would need $89,600 in Worcester. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+47.5%
Chattanooga
76.6
Worcester
113
🛒 Groceries+1.0%
Chattanooga
96
Worcester
97
🚗 Transportation+6.2%
Chattanooga
100.1
Worcester
106.3
🏥 Healthcare+6.2%
Chattanooga
90.5
Worcester
96.1
Utilities+109.2%
Chattanooga
74.2
Worcester
155.2

Salary Equivalency Calculator

Enter your current salary in Chattanooga to see what you'd need to earn in Worcester to maintain the same purchasing power.

$
Equivalent salary in Worcester, MA
$89,600
$9,600 more needed in Worcester

Formula: salary × (102.5 ÷ 91.5) = salary × 1.1202. Based on BEA Regional Price Parities.

Housing Market

Chattanooga, TN

Median Home Price
$314,000
Median Monthly Rent
$1,500
Housing Index
76.6
Price-to-Rent Ratio
17.4×

Worcester, MA

Median Home Price
$461,000
Median Monthly Rent
$2,075
Housing Index
113
Price-to-Rent Ratio
18.5×

Worcester has 47.5% higher housing costs compared to Chattanooga.

Income & Job Market

Chattanooga, TN

Median Household Income
$68,700
Per Capita Income
$39,200
Unemployment Rate
4.4%
Population
181,099
Top Industries
ManufacturingHealthcareTourismTechnologyLogistics

Worcester, MA

Median Household Income
$94,100
Per Capita Income
$53,600
Unemployment Rate
4%
Population
206,518
Top Industries
HealthcareEducationManufacturingFinanceTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chattanooga, TN
3.8×income-to-rent ratio

74% of income left after rent (median)

Worcester, MA
3.8×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.