CostIndexUSA

Chicago, IL vs Dayton, OH Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

IL
Chicago
103.6
overall index
$2,100/mo rent
More AffordableOH
Dayton
92.7
overall index
$1,300/mo rent

Dayton is moderately cheaper than Chicago — 10.5% lower overall cost of living.

To match an $80,000 salary in Chicago, you would need $71,600 in Dayton. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing35.1%
Chicago
112
Dayton
72.7
🛒 Groceries12.8%
Chicago
107.3
Dayton
93.6
🚗 Transportation1.5%
Chicago
105.5
Dayton
103.9
🏥 Healthcare1.6%
Chicago
95.5
Dayton
94
Utilities+14.1%
Chicago
83.6
Dayton
95.4

Salary Equivalency Calculator

Enter your current salary in Chicago to see what you'd need to earn in Dayton to maintain the same purchasing power.

$
Equivalent salary in Dayton, OH
$71,600
$8,400 less needed in Dayton

Formula: salary × (92.7 ÷ 103.6) = salary × 0.8948. Based on BEA Regional Price Parities.

Housing Market

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

Chicago has 35.1% lower housing costs compared to Dayton.

Income & Job Market

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.