CostIndexUSA

Chicago, IL vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableIL
Chicago
103.6
overall index
$2,100/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Chicago is moderately cheaper than Napa — 8.7% lower overall cost of living.

To match an $80,000 salary in Chicago, you would need $87,000 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+76.3%
Chicago
112
Napa
197.4
🛒 Groceries2.0%
Chicago
107.3
Napa
105.2
🚗 Transportation≈ Equal
Chicago
105.5
Napa
105.3
🏥 Healthcare≈ Equal
Chicago
95.5
Napa
95.3
Utilities+87.2%
Chicago
83.6
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Chicago to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$87,000
$7,000 more needed in Napa

Formula: salary × (112.6 ÷ 103.6) = salary × 1.0869. Based on BEA Regional Price Parities.

Housing Market

Chicago, IL

Median Home Price
$334,000
Median Monthly Rent
$2,100
Housing Index
112
Price-to-Rent Ratio
13.3×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 76.3% higher housing costs compared to Chicago.

Income & Job Market

Chicago, IL

Median Household Income
$87,100
Per Capita Income
$49,600
Unemployment Rate
4.9%
Population
2,693,976
Top Industries
FinanceHealthcareManufacturingTechnologyRetail

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Chicago, IL
3.5×income-to-rent ratio

71% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.