CostIndexUSA

Cincinnati, OH vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableOH
Cincinnati
95.4
overall index
$1,525/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Cincinnati is significantly cheaper than Napa — 18.0% lower overall cost of living.

To match an $80,000 salary in Cincinnati, you would need $94,400 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+125.3%
Cincinnati
87.6
Napa
197.4
🛒 Groceries+12.2%
Cincinnati
93.8
Napa
105.2
🚗 Transportation+1.2%
Cincinnati
104
Napa
105.3
🏥 Healthcare+1.3%
Cincinnati
94.1
Napa
95.3
Utilities+72.0%
Cincinnati
91
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Cincinnati to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$94,400
$14,400 more needed in Napa

Formula: salary × (112.6 ÷ 95.4) = salary × 1.1803. Based on BEA Regional Price Parities.

Housing Market

Cincinnati, OH

Median Home Price
$296,000
Median Monthly Rent
$1,525
Housing Index
87.6
Price-to-Rent Ratio
16.2×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 125.3% higher housing costs compared to Cincinnati.

Income & Job Market

Cincinnati, OH

Median Household Income
$77,800
Per Capita Income
$44,300
Unemployment Rate
3.6%
Population
309,317
Top Industries
FinanceManufacturingHealthcareRetailTechnology

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Cincinnati, OH
4.3×income-to-rent ratio

76% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.