CostIndexUSA

Colorado Springs, CO vs Santa Cruz, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableCO
Colorado Springs
100.7
overall index
$1,675/mo rent
CA
Santa Cruz
109.9
overall index
$3,425/mo rent

Colorado Springs is moderately cheaper than Santa Cruz — 9.1% lower overall cost of living.

To match an $80,000 salary in Colorado Springs, you would need $87,300 in Santa Cruz. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+41.4%
Colorado Springs
116.2
Santa Cruz
164.3
🛒 Groceries+9.5%
Colorado Springs
96.1
Santa Cruz
105.2
🚗 Transportation≈ Equal
Colorado Springs
104.8
Santa Cruz
105.3
🏥 Healthcare≈ Equal
Colorado Springs
94.8
Santa Cruz
95.3
Utilities+83.5%
Colorado Springs
83.2
Santa Cruz
152.7

Salary Equivalency Calculator

Enter your current salary in Colorado Springs to see what you'd need to earn in Santa Cruz to maintain the same purchasing power.

$
Equivalent salary in Santa Cruz, CA
$87,300
$7,300 more needed in Santa Cruz

Formula: salary × (109.9 ÷ 100.7) = salary × 1.0914. Based on BEA Regional Price Parities.

Housing Market

Colorado Springs, CO

Median Home Price
$448,000
Median Monthly Rent
$1,675
Housing Index
116.2
Price-to-Rent Ratio
22.3×

Santa Cruz, CA

Median Home Price
$1,091,000
Median Monthly Rent
$3,425
Housing Index
164.3
Price-to-Rent Ratio
26.5×

Santa Cruz has 41.4% higher housing costs compared to Colorado Springs.

Income & Job Market

Colorado Springs, CO

Median Household Income
$89,800
Per Capita Income
$51,200
Unemployment Rate
4.2%
Population
478,961
Top Industries
MilitaryAerospaceTechnologyHealthcareTourism

Santa Cruz, CA

Median Household Income
$105,600
Per Capita Income
$60,200
Unemployment Rate
5.8%
Population
64,725
Top Industries
EducationTechnologyTourismAgricultureHealthcare

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Colorado Springs, CO
4.5×income-to-rent ratio

78% of income left after rent (median)

Santa Cruz, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.