CostIndexUSA

Colorado Springs, CO vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Colorado Springs
100.7
overall index
$1,675/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Colorado Springs — 13.0% lower overall cost of living.

To match an $80,000 salary in Colorado Springs, you would need $69,600 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing44.0%
Colorado Springs
116.2
St. Cloud
65.1
🛒 Groceries0.7%
Colorado Springs
96.1
St. Cloud
95.4
🚗 Transportation7.6%
Colorado Springs
104.8
St. Cloud
96.8
🏥 Healthcare7.6%
Colorado Springs
94.8
St. Cloud
87.6
Utilities+6.6%
Colorado Springs
83.2
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Colorado Springs to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$69,600
$10,400 less needed in St. Cloud

Formula: salary × (87.6 ÷ 100.7) = salary × 0.8699. Based on BEA Regional Price Parities.

Housing Market

Colorado Springs, CO

Median Home Price
$448,000
Median Monthly Rent
$1,675
Housing Index
116.2
Price-to-Rent Ratio
22.3×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Colorado Springs has 44.0% lower housing costs compared to St. Cloud.

Income & Job Market

Colorado Springs, CO

Median Household Income
$89,800
Per Capita Income
$51,200
Unemployment Rate
4.2%
Population
478,961
Top Industries
MilitaryAerospaceTechnologyHealthcareTourism

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Colorado Springs, CO
4.5×income-to-rent ratio

78% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.