CostIndexUSA

Columbia, MO vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MO
Columbia
89.4
overall index
$1,350/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is slightly cheaper than Columbia — 3.9% lower overall cost of living.

To match an $80,000 salary in Columbia, you would need $76,900 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing19.2%
Columbia
69.2
McAllen
55.9
🛒 Groceries≈ Equal
Columbia
94.2
McAllen
93.8
🚗 Transportation+3.5%
Columbia
97.7
McAllen
101.1
🏥 Healthcare+3.4%
Columbia
88.4
McAllen
91.4
Utilities5.6%
Columbia
86
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Columbia to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$76,900
$3,100 less needed in McAllen

Formula: salary × (85.9 ÷ 89.4) = salary × 0.9609. Based on BEA Regional Price Parities.

Housing Market

Columbia, MO

Median Home Price
$308,000
Median Monthly Rent
$1,350
Housing Index
69.2
Price-to-Rent Ratio
19.0×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Columbia has 19.2% lower housing costs compared to McAllen.

Income & Job Market

Columbia, MO

Median Household Income
$69,400
Per Capita Income
$39,600
Unemployment Rate
2.9%
Population
126,254
Top Industries
EducationHealthcareGovernmentTechnologyFinance

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Columbia, MO
4.3×income-to-rent ratio

77% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.