CostIndexUSA

Dayton, OH vs Indianapolis, IN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableOH
Dayton
92.7
overall index
$1,300/mo rent
IN
Indianapolis
95.7
overall index
$1,500/mo rent

Dayton is slightly cheaper than Indianapolis — 3.2% lower overall cost of living.

To match an $80,000 salary in Dayton, you would need $82,600 in Indianapolis. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+22.3%
Dayton
72.7
Indianapolis
88.9
🛒 Groceries+0.7%
Dayton
93.6
Indianapolis
94.3
🚗 Transportation≈ Equal
Dayton
103.9
Indianapolis
104.1
🏥 Healthcare≈ Equal
Dayton
94
Indianapolis
94.2
Utilities9.4%
Dayton
95.4
Indianapolis
86.4

Salary Equivalency Calculator

Enter your current salary in Dayton to see what you'd need to earn in Indianapolis to maintain the same purchasing power.

$
Equivalent salary in Indianapolis, IN
$82,600
$2,600 more needed in Indianapolis

Formula: salary × (95.7 ÷ 92.7) = salary × 1.0324. Based on BEA Regional Price Parities.

Housing Market

Dayton, OH

Median Home Price
$360,000
Median Monthly Rent
$1,300
Housing Index
72.7
Price-to-Rent Ratio
23.1×

Indianapolis, IN

Median Home Price
$283,000
Median Monthly Rent
$1,500
Housing Index
88.9
Price-to-Rent Ratio
15.7×

Indianapolis has 22.3% higher housing costs compared to Dayton.

Income & Job Market

Dayton, OH

Median Household Income
$67,100
Per Capita Income
$38,200
Unemployment Rate
4.5%
Population
137,630
Top Industries
ManufacturingHealthcareMilitaryEducationGovernment

Indianapolis, IN

Median Household Income
$77,900
Per Capita Income
$44,400
Unemployment Rate
3.4%
Population
887,642
Top Industries
HealthcareManufacturingFinanceLogisticsSports

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Dayton, OH
4.3×income-to-rent ratio

77% of income left after rent (median)

Indianapolis, IN
4.3×income-to-rent ratio

77% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.