CostIndexUSA

Duluth, MN vs Jacksonville, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableMN
Duluth
88.8
overall index
$1,750/mo rent
FL
Jacksonville
99.5
overall index
$1,650/mo rent

Duluth is moderately cheaper than Jacksonville — 12.0% lower overall cost of living.

To match an $80,000 salary in Duluth, you would need $89,600 in Jacksonville. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+54.4%
Duluth
71.1
Jacksonville
109.8
🛒 Groceries+0.9%
Duluth
95.3
Jacksonville
96.2
🚗 Transportation+7.2%
Duluth
96.8
Jacksonville
103.8
🏥 Healthcare+7.2%
Duluth
87.6
Jacksonville
93.9
Utilities≈ Equal
Duluth
87.3
Jacksonville
87.5

Salary Equivalency Calculator

Enter your current salary in Duluth to see what you'd need to earn in Jacksonville to maintain the same purchasing power.

$
Equivalent salary in Jacksonville, FL
$89,600
$9,600 more needed in Jacksonville

Formula: salary × (99.5 ÷ 88.8) = salary × 1.1205. Based on BEA Regional Price Parities.

Housing Market

Duluth, MN

Median Home Price
$245,000
Median Monthly Rent
$1,750
Housing Index
71.1
Price-to-Rent Ratio
11.7×

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Jacksonville has 54.4% higher housing costs compared to Duluth.

Income & Job Market

Duluth, MN

Median Household Income
$70,200
Per Capita Income
$40,000
Unemployment Rate
2.8%
Population
89,127
Top Industries
HealthcareEducationShippingManufacturingTourism

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Duluth, MN
3.3×income-to-rent ratio

70% of income left after rent (median)

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.