CostIndexUSA

Eugene, OR vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

OR
Eugene
101.6
overall index
$1,900/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is significantly cheaper than Eugene — 15.5% lower overall cost of living.

To match an $80,000 salary in Eugene, you would need $67,600 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing43.2%
Eugene
98.4
McAllen
55.9
🛒 Groceries10.9%
Eugene
105.3
McAllen
93.8
🚗 Transportation4.0%
Eugene
105.3
McAllen
101.1
🏥 Healthcare4.1%
Eugene
95.3
McAllen
91.4
Utilities20.8%
Eugene
102.5
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Eugene to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$67,600
$12,400 less needed in McAllen

Formula: salary × (85.9 ÷ 101.6) = salary × 0.8455. Based on BEA Regional Price Parities.

Housing Market

Eugene, OR

Median Home Price
$443,000
Median Monthly Rent
$1,900
Housing Index
98.4
Price-to-Rent Ratio
19.4×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Eugene has 43.2% lower housing costs compared to McAllen.

Income & Job Market

Eugene, OR

Median Household Income
$70,400
Per Capita Income
$40,100
Unemployment Rate
5.6%
Population
176,654
Top Industries
EducationHealthcareManufacturingTechnologyRetail

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Eugene, OR
3.1×income-to-rent ratio

68% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.