CostIndexUSA

Fort Smith, AR vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAR
Fort Smith
85.9
overall index
$1,025/mo rent
CA
Merced
98.3
overall index
$1,850/mo rent

Fort Smith is moderately cheaper than Merced — 14.4% lower overall cost of living.

To match an $80,000 salary in Fort Smith, you would need $91,600 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+47.2%
Fort Smith
53.4
Merced
78.6
🛒 Groceries+12.4%
Fort Smith
93.6
Merced
105.2
🚗 Transportation+5.2%
Fort Smith
100.1
Merced
105.3
🏥 Healthcare+5.2%
Fort Smith
90.6
Merced
95.3
Utilities+114.5%
Fort Smith
73.8
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Fort Smith to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$91,600
$11,600 more needed in Merced

Formula: salary × (98.3 ÷ 85.9) = salary × 1.1444. Based on BEA Regional Price Parities.

Housing Market

Fort Smith, AR

Median Home Price
$195,000
Median Monthly Rent
$1,025
Housing Index
53.4
Price-to-Rent Ratio
15.9×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Merced has 47.2% higher housing costs compared to Fort Smith.

Income & Job Market

Fort Smith, AR

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
3.8%
Population
88,037
Top Industries
ManufacturingHealthcareRetailGovernmentFinance

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fort Smith, AR
4.8×income-to-rent ratio

79% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.