CostIndexUSA

Fremont, CA vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableNJ
Jersey City
112.6
overall index
$3,225/mo rent

Jersey City is slightly cheaper than Fremont — 2.6% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $77,900 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing23.7%
Fremont
194.7
Jersey City
148.6
🛒 Groceries+1.7%
Fremont
108.5
Jersey City
110.3
🚗 Transportation≈ Equal
Fremont
111.5
Jersey City
111.1
🏥 Healthcare≈ Equal
Fremont
100.9
Jersey City
100.5
Utilities26.4%
Fremont
172.6
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$77,900
$2,100 less needed in Jersey City

Formula: salary × (112.6 ÷ 115.6) = salary × 0.9740. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Fremont has 23.7% lower housing costs compared to Jersey City.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.