CostIndexUSA

Fremont, CA vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Fremont
115.6
overall index
$3,075/mo rent
More AffordableCA
Napa
112.6
overall index
$2,825/mo rent

Napa is slightly cheaper than Fremont — 2.6% lower overall cost of living.

To match an $80,000 salary in Fremont, you would need $77,900 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+1.4%
Fremont
194.7
Napa
197.4
🛒 Groceries3.0%
Fremont
108.5
Napa
105.2
🚗 Transportation5.6%
Fremont
111.5
Napa
105.3
🏥 Healthcare5.6%
Fremont
100.9
Napa
95.3
Utilities9.3%
Fremont
172.6
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Fremont to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$77,900
$2,100 less needed in Napa

Formula: salary × (112.6 ÷ 115.6) = salary × 0.9740. Based on BEA Regional Price Parities.

Housing Market

Fremont, CA

Median Home Price
$1,090,000
Median Monthly Rent
$3,075
Housing Index
194.7
Price-to-Rent Ratio
29.5×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 1.4% higher housing costs compared to Fremont.

Income & Job Market

Fremont, CA

Median Household Income
$127,800
Per Capita Income
$72,800
Unemployment Rate
5%
Population
230,504
Top Industries
TechnologyManufacturingHealthcareRetailEducation

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Fremont, CA
3.5×income-to-rent ratio

71% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.