CostIndexUSA

Garland, TX vs Napa, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableTX
Garland
103.1
overall index
$1,775/mo rent
CA
Napa
112.6
overall index
$2,825/mo rent

Garland is moderately cheaper than Napa — 9.2% lower overall cost of living.

To match an $80,000 salary in Garland, you would need $87,400 in Napa. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+67.4%
Garland
117.9
Napa
197.4
🛒 Groceries+2.3%
Garland
102.8
Napa
105.2
🚗 Transportation+0.6%
Garland
104.7
Napa
105.3
🏥 Healthcare+0.6%
Garland
94.7
Napa
95.3
Utilities+72.5%
Garland
90.7
Napa
156.5

Salary Equivalency Calculator

Enter your current salary in Garland to see what you'd need to earn in Napa to maintain the same purchasing power.

$
Equivalent salary in Napa, CA
$87,400
$7,400 more needed in Napa

Formula: salary × (112.6 ÷ 103.1) = salary × 1.0921. Based on BEA Regional Price Parities.

Housing Market

Garland, TX

Median Home Price
$450,000
Median Monthly Rent
$1,775
Housing Index
117.9
Price-to-Rent Ratio
21.1×

Napa, CA

Median Home Price
$867,000
Median Monthly Rent
$2,825
Housing Index
197.4
Price-to-Rent Ratio
25.6×

Napa has 67.4% higher housing costs compared to Garland.

Income & Job Market

Garland, TX

Median Household Income
$86,900
Per Capita Income
$49,500
Unemployment Rate
3.9%
Population
246,018
Top Industries
ManufacturingHealthcareTechnologyRetailLogistics

Napa, CA

Median Household Income
$104,700
Per Capita Income
$59,700
Unemployment Rate
3.7%
Population
79,426
Top Industries
WineTourismHealthcareAgricultureRetail

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Garland, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Napa, CA
3.1×income-to-rent ratio

68% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.