CostIndexUSA

Grand Junction, CO vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Grand Junction
95.5
overall index
$1,725/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Grand Junction — 8.3% lower overall cost of living.

To match an $80,000 salary in Grand Junction, you would need $73,400 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing24.7%
Grand Junction
86.4
St. Cloud
65.1
🛒 Groceries0.7%
Grand Junction
96.1
St. Cloud
95.4
🚗 Transportation7.6%
Grand Junction
104.8
St. Cloud
96.8
🏥 Healthcare7.6%
Grand Junction
94.8
St. Cloud
87.6
Utilities+6.5%
Grand Junction
83.3
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Grand Junction to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$73,400
$6,600 less needed in St. Cloud

Formula: salary × (87.6 ÷ 95.5) = salary × 0.9173. Based on BEA Regional Price Parities.

Housing Market

Grand Junction, CO

Median Home Price
$418,000
Median Monthly Rent
$1,725
Housing Index
86.4
Price-to-Rent Ratio
20.2×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Grand Junction has 24.7% lower housing costs compared to St. Cloud.

Income & Job Market

Grand Junction, CO

Median Household Income
$64,700
Per Capita Income
$36,900
Unemployment Rate
4.4%
Population
64,785
Top Industries
EnergyHealthcareAgricultureRetailGovernment

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Grand Junction, CO
3.1×income-to-rent ratio

68% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.