CostIndexUSA

Greeley, CO vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CO
Greeley
100.2
overall index
$1,700/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Greeley — 12.6% lower overall cost of living.

To match an $80,000 salary in Greeley, you would need $69,900 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing−42.2%
Greeley
112.6
St. Cloud
65.1
🛒 Groceries−0.7%
Greeley
96.1
St. Cloud
95.4
🚗 Transportation−7.6%
Greeley
104.8
St. Cloud
96.8
🏥 Healthcare−7.6%
Greeley
94.8
St. Cloud
87.6
⚡ Utilities+8.2%
Greeley
82
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Greeley to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
→
Equivalent salary in St. Cloud, MN
$69,900
$10,100 less needed in St. Cloud

Formula: salary × (87.6 ÷ 100.2) = salary × 0.8743. Based on BEA Regional Price Parities.

Housing Market

Greeley, CO

Median Home Price
$489,000
Median Monthly Rent
$1,700
Housing Index
112.6
Price-to-Rent Ratio
24.0×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Greeley has 42.2% lower housing costs compared to St. Cloud.

Income & Job Market

Greeley, CO

Median Household Income
$91,000
Per Capita Income
$51,900
Unemployment Rate
4%
Population
108,795
Top Industries
AgricultureHealthcareEducationManufacturingEnergy

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Greeley, CO
4.5×income-to-rent ratio

78% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Greeley vs other cities

Greeley, CO
vs
Aurora, CO
Index: 100.2Index: 105.8
Greeley, CO
vs
Boulder, CO
Index: 100.2Index: 105.2
Greeley, CO
vs
Colorado Springs, CO
Index: 100.2Index: 100.7
Greeley, CO
vs
Green Bay, WI
Index: 100.2Index: 93.1
Greeley, CO
vs
Las Cruces, NM
Index: 100.2Index: 90.2

St. Cloud vs other cities

St. Cloud, MN
vs
Duluth, MN
Index: 87.6Index: 88.8
St. Cloud, MN
vs
Minneapolis, MN
Index: 87.6Index: 104.8
St. Cloud, MN
vs
Rochester, MN
Index: 87.6Index: 90.8
St. Cloud, MN
vs
Johnson City, TN
Index: 87.6Index: 87.9
St. Cloud, MN
vs
Portland, ME
Index: 87.6Index: 101.9

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.