CostIndexUSA

Gulfport, MS vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MS
Gulfport
90
overall index
$1,400/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is slightly cheaper than Gulfport — 2.7% lower overall cost of living.

To match an $80,000 salary in Gulfport, you would need $77,900 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing4.1%
Gulfport
67.9
St. Cloud
65.1
🛒 Groceries0.8%
Gulfport
96.2
St. Cloud
95.4
🚗 Transportation4.1%
Gulfport
100.9
St. Cloud
96.8
🏥 Healthcare4.1%
Gulfport
91.3
St. Cloud
87.6
Utilities+16.3%
Gulfport
76.3
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Gulfport to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$77,900
$2,100 less needed in St. Cloud

Formula: salary × (87.6 ÷ 90) = salary × 0.9733. Based on BEA Regional Price Parities.

Housing Market

Gulfport, MS

Median Home Price
$214,000
Median Monthly Rent
$1,400
Housing Index
67.9
Price-to-Rent Ratio
12.7×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Gulfport has 4.1% lower housing costs compared to St. Cloud.

Income & Job Market

Gulfport, MS

Median Household Income
$60,100
Per Capita Income
$34,300
Unemployment Rate
5.6%
Population
72,926
Top Industries
MilitaryGamingHealthcareTourismManufacturing

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Gulfport, MS
3.6×income-to-rent ratio

72% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.