CostIndexUSA

Harrisburg, PA vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordablePA
Harrisburg
98.7
overall index
$1,400/mo rent
NJ
Jersey City
112.6
overall index
$3,225/mo rent

Harrisburg is moderately cheaper than Jersey City — 14.1% lower overall cost of living.

To match an $80,000 salary in Harrisburg, you would need $91,300 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+54.3%
Harrisburg
96.3
Jersey City
148.6
🛒 Groceries+9.5%
Harrisburg
100.7
Jersey City
110.3
🚗 Transportation+8.3%
Harrisburg
102.6
Jersey City
111.1
🏥 Healthcare+8.3%
Harrisburg
92.8
Jersey City
100.5
Utilities+17.5%
Harrisburg
108.1
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Harrisburg to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$91,300
$11,300 more needed in Jersey City

Formula: salary × (112.6 ÷ 98.7) = salary × 1.1408. Based on BEA Regional Price Parities.

Housing Market

Harrisburg, PA

Median Home Price
$298,000
Median Monthly Rent
$1,400
Housing Index
96.3
Price-to-Rent Ratio
17.7×

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Jersey City has 54.3% higher housing costs compared to Harrisburg.

Income & Job Market

Harrisburg, PA

Median Household Income
$76,800
Per Capita Income
$43,800
Unemployment Rate
3.6%
Population
49,192
Top Industries
GovernmentHealthcareFinanceEducationManufacturing

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Harrisburg, PA
4.6×income-to-rent ratio

78% of income left after rent (median)

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.