CostIndexUSA

Henderson, NV vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

NV
Henderson
100.2
overall index
$1,725/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Henderson — 12.6% lower overall cost of living.

To match an $80,000 salary in Henderson, you would need $69,900 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing−43.6%
Henderson
115.5
St. Cloud
65.1
🛒 Groceries−0.9%
Henderson
96.3
St. Cloud
95.4
🚗 Transportation−6.7%
Henderson
103.7
St. Cloud
96.8
🏥 Healthcare−6.6%
Henderson
93.8
St. Cloud
87.6
⚡ Utilities−2.1%
Henderson
90.6
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Henderson to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
→
Equivalent salary in St. Cloud, MN
$69,900
$10,100 less needed in St. Cloud

Formula: salary × (87.6 ÷ 100.2) = salary × 0.8743. Based on BEA Regional Price Parities.

Housing Market

Henderson, NV

Median Home Price
$426,000
Median Monthly Rent
$1,725
Housing Index
115.5
Price-to-Rent Ratio
20.6×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Henderson has 43.6% lower housing costs compared to St. Cloud.

Income & Job Market

Henderson, NV

Median Household Income
$75,100
Per Capita Income
$42,800
Unemployment Rate
4.9%
Population
320,189
Top Industries
TourismHealthcareRetailConstructionFinance

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Henderson, NV
3.6×income-to-rent ratio

72% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Henderson vs other cities

Henderson, NV
vs
Las Vegas, NV
Index: 100.2Index: 100.2
Henderson, NV
vs
North Las Vegas, NV
Index: 100.2Index: 100.2
Henderson, NV
vs
Reno, NV
Index: 100.2Index: 101
Henderson, NV
vs
Stockton, CA
Index: 100.2Index: 105.1
Henderson, NV
vs
St. Louis, MO
Index: 100.2Index: 95.1

St. Cloud vs other cities

St. Cloud, MN
vs
Duluth, MN
Index: 87.6Index: 88.8
St. Cloud, MN
vs
Minneapolis, MN
Index: 87.6Index: 104.8
St. Cloud, MN
vs
Rochester, MN
Index: 87.6Index: 90.8
St. Cloud, MN
vs
Johnson City, TN
Index: 87.6Index: 87.9
St. Cloud, MN
vs
Portland, ME
Index: 87.6Index: 101.9

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.