CostIndexUSA

Huntington Beach, CA vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

CA
Huntington Beach
113.6
overall index
$2,550/mo rent
More AffordableNJ
Jersey City
112.6
overall index
$3,225/mo rent

Jersey City is slightly cheaper than Huntington Beach — 0.9% lower overall cost of living.

To match an $80,000 salary in Huntington Beach, you would need $79,300 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing12.8%
Huntington Beach
170.4
Jersey City
148.6
🛒 Groceries+3.5%
Huntington Beach
106.6
Jersey City
110.3
🚗 Transportation+1.4%
Huntington Beach
109.6
Jersey City
111.1
🏥 Healthcare+1.4%
Huntington Beach
99.1
Jersey City
100.5
Utilities19.9%
Huntington Beach
158.6
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Huntington Beach to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$79,300
$700 less needed in Jersey City

Formula: salary × (112.6 ÷ 113.6) = salary × 0.9912. Based on BEA Regional Price Parities.

Housing Market

Huntington Beach, CA

Median Home Price
$565,000
Median Monthly Rent
$2,550
Housing Index
170.4
Price-to-Rent Ratio
18.5×

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Huntington Beach has 12.8% lower housing costs compared to Jersey City.

Income & Job Market

Huntington Beach, CA

Median Household Income
$92,000
Per Capita Income
$52,400
Unemployment Rate
5.5%
Population
199,223
Top Industries
TourismTechnologyHealthcareRetailFinance

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Huntington Beach, CA
3.0×income-to-rent ratio

67% of income left after rent (median)

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.