CostIndexUSA

Huntsville, AL vs Ocala, FL Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableAL
Huntsville
93.1
overall index
$1,400/mo rent
FL
Ocala
95.2
overall index
$1,600/mo rent

Huntsville is slightly cheaper than Ocala — 2.3% lower overall cost of living.

To match an $80,000 salary in Huntsville, you would need $81,800 in Ocala. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+10.7%
Huntsville
77.9
Ocala
86.2
🛒 Groceries≈ Equal
Huntsville
96.4
Ocala
96.2
🚗 Transportation+2.3%
Huntsville
101.5
Ocala
103.8
🏥 Healthcare+2.2%
Huntsville
91.9
Ocala
93.9
Utilities+3.8%
Huntsville
83.9
Ocala
87.1

Salary Equivalency Calculator

Enter your current salary in Huntsville to see what you'd need to earn in Ocala to maintain the same purchasing power.

$
Equivalent salary in Ocala, FL
$81,800
$1,800 more needed in Ocala

Formula: salary × (95.2 ÷ 93.1) = salary × 1.0226. Based on BEA Regional Price Parities.

Housing Market

Huntsville, AL

Median Home Price
$307,000
Median Monthly Rent
$1,400
Housing Index
77.9
Price-to-Rent Ratio
18.3×

Ocala, FL

Median Home Price
$271,000
Median Monthly Rent
$1,600
Housing Index
86.2
Price-to-Rent Ratio
14.1×

Ocala has 10.7% higher housing costs compared to Huntsville.

Income & Job Market

Huntsville, AL

Median Household Income
$84,900
Per Capita Income
$48,400
Unemployment Rate
2.8%
Population
215,006
Top Industries
AerospaceDefenseTechnologyHealthcareEducation

Ocala, FL

Median Household Income
$58,600
Per Capita Income
$33,400
Unemployment Rate
5.1%
Population
63,591
Top Industries
HealthcareEquestrianManufacturingRetailAgriculture

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Huntsville, AL
5.1×income-to-rent ratio

80% of income left after rent (median)

Ocala, FL
3.1×income-to-rent ratio

67% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.