CostIndexUSA

Idaho Falls, ID vs Saginaw, MI Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

ID
Idaho Falls
94.4
overall index
$1,400/mo rent
More AffordableMI
Saginaw
90.9
overall index
$1,000/mo rent

Saginaw is slightly cheaper than Idaho Falls — 3.7% lower overall cost of living.

To match an $80,000 salary in Idaho Falls, you would need $77,000 in Saginaw. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing24.3%
Idaho Falls
84
Saginaw
63.6
🛒 Groceries2.6%
Idaho Falls
96.2
Saginaw
93.7
🚗 Transportation+0.6%
Idaho Falls
103.9
Saginaw
104.5
🏥 Healthcare+0.6%
Idaho Falls
94
Saginaw
94.6
Utilities+37.4%
Idaho Falls
69.7
Saginaw
95.8

Salary Equivalency Calculator

Enter your current salary in Idaho Falls to see what you'd need to earn in Saginaw to maintain the same purchasing power.

$
Equivalent salary in Saginaw, MI
$77,000
$3,000 less needed in Saginaw

Formula: salary × (90.9 ÷ 94.4) = salary × 0.9629. Based on BEA Regional Price Parities.

Housing Market

Idaho Falls, ID

Median Home Price
$399,000
Median Monthly Rent
$1,400
Housing Index
84
Price-to-Rent Ratio
23.8×

Saginaw, MI

Median Home Price
$160,000
Median Monthly Rent
$1,000
Housing Index
63.6
Price-to-Rent Ratio
13.3×

Idaho Falls has 24.3% lower housing costs compared to Saginaw.

Income & Job Market

Idaho Falls, ID

Median Household Income
$75,800
Per Capita Income
$43,200
Unemployment Rate
2.1%
Population
64,818
Top Industries
EnergyHealthcareAgricultureRetailGovernment

Saginaw, MI

Median Household Income
$59,300
Per Capita Income
$33,800
Unemployment Rate
6.2%
Population
44,909
Top Industries
HealthcareManufacturingGovernmentRetailEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Idaho Falls, ID
4.5×income-to-rent ratio

78% of income left after rent (median)

Saginaw, MI
4.9×income-to-rent ratio

80% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.