CostIndexUSA

Jacksonville, FL vs Jersey City, NJ Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableFL
Jacksonville
99.5
overall index
$1,650/mo rent
NJ
Jersey City
112.6
overall index
$3,225/mo rent

Jacksonville is moderately cheaper than Jersey City — 13.2% lower overall cost of living.

To match an $80,000 salary in Jacksonville, you would need $90,500 in Jersey City. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+35.3%
Jacksonville
109.8
Jersey City
148.6
🛒 Groceries+14.7%
Jacksonville
96.2
Jersey City
110.3
🚗 Transportation+7.0%
Jacksonville
103.8
Jersey City
111.1
🏥 Healthcare+7.0%
Jacksonville
93.9
Jersey City
100.5
Utilities+45.1%
Jacksonville
87.5
Jersey City
127

Salary Equivalency Calculator

Enter your current salary in Jacksonville to see what you'd need to earn in Jersey City to maintain the same purchasing power.

$
Equivalent salary in Jersey City, NJ
$90,500
$10,500 more needed in Jersey City

Formula: salary × (112.6 ÷ 99.5) = salary × 1.1317. Based on BEA Regional Price Parities.

Housing Market

Jacksonville, FL

Median Home Price
$344,000
Median Monthly Rent
$1,650
Housing Index
109.8
Price-to-Rent Ratio
17.4×

Jersey City, NJ

Median Home Price
$703,000
Median Monthly Rent
$3,225
Housing Index
148.6
Price-to-Rent Ratio
18.2×

Jersey City has 35.3% higher housing costs compared to Jacksonville.

Income & Job Market

Jacksonville, FL

Median Household Income
$77,000
Per Capita Income
$43,900
Unemployment Rate
3.8%
Population
949,611
Top Industries
MilitaryLogisticsHealthcareFinanceManufacturing

Jersey City, NJ

Median Household Income
$95,200
Per Capita Income
$54,300
Unemployment Rate
5.2%
Population
292,449
Top Industries
FinanceHealthcareTechnologyRetailGovernment

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Jacksonville, FL
3.9×income-to-rent ratio

74% of income left after rent (median)

Jersey City, NJ
2.5×income-to-rent ratio

59% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.