CostIndexUSA

Kalamazoo, MI vs St. Cloud, MN Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

MI
Kalamazoo
94.8
overall index
$1,350/mo rent
More AffordableMN
St. Cloud
87.6
overall index
$1,175/mo rent

St. Cloud is moderately cheaper than Kalamazoo — 7.6% lower overall cost of living.

To match an $80,000 salary in Kalamazoo, you would need $73,900 in St. Cloud. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing20.2%
Kalamazoo
81.6
St. Cloud
65.1
🛒 Groceries+1.8%
Kalamazoo
93.7
St. Cloud
95.4
🚗 Transportation7.4%
Kalamazoo
104.5
St. Cloud
96.8
🏥 Healthcare7.4%
Kalamazoo
94.6
St. Cloud
87.6
Utilities10.7%
Kalamazoo
99.3
St. Cloud
88.7

Salary Equivalency Calculator

Enter your current salary in Kalamazoo to see what you'd need to earn in St. Cloud to maintain the same purchasing power.

$
Equivalent salary in St. Cloud, MN
$73,900
$6,100 less needed in St. Cloud

Formula: salary × (87.6 ÷ 94.8) = salary × 0.9241. Based on BEA Regional Price Parities.

Housing Market

Kalamazoo, MI

Median Home Price
$262,000
Median Monthly Rent
$1,350
Housing Index
81.6
Price-to-Rent Ratio
16.2×

St. Cloud, MN

Median Home Price
$302,000
Median Monthly Rent
$1,175
Housing Index
65.1
Price-to-Rent Ratio
21.4×

Kalamazoo has 20.2% lower housing costs compared to St. Cloud.

Income & Job Market

Kalamazoo, MI

Median Household Income
$67,200
Per Capita Income
$38,300
Unemployment Rate
2.9%
Population
72,305
Top Industries
HealthcareEducationManufacturingPharmaceuticalsFinance

St. Cloud, MN

Median Household Income
$74,000
Per Capita Income
$42,200
Unemployment Rate
3.7%
Population
67,984
Top Industries
HealthcareManufacturingEducationRetailTechnology

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Kalamazoo, MI
4.1×income-to-rent ratio

76% of income left after rent (median)

St. Cloud, MN
5.2×income-to-rent ratio

81% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.