CostIndexUSA

Lancaster, PA vs McAllen, TX Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

PA
Lancaster
98.3
overall index
$1,500/mo rent
More AffordableTX
McAllen
85.9
overall index
$1,100/mo rent

McAllen is moderately cheaper than Lancaster — 12.6% lower overall cost of living.

To match an $80,000 salary in Lancaster, you would need $69,900 in McAllen. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing40.4%
Lancaster
93.8
McAllen
55.9
🛒 Groceries6.9%
Lancaster
100.7
McAllen
93.8
🚗 Transportation1.5%
Lancaster
102.6
McAllen
101.1
🏥 Healthcare1.5%
Lancaster
92.8
McAllen
91.4
Utilities24.3%
Lancaster
107.3
McAllen
81.2

Salary Equivalency Calculator

Enter your current salary in Lancaster to see what you'd need to earn in McAllen to maintain the same purchasing power.

$
Equivalent salary in McAllen, TX
$69,900
$10,100 less needed in McAllen

Formula: salary × (85.9 ÷ 98.3) = salary × 0.8739. Based on BEA Regional Price Parities.

Housing Market

Lancaster, PA

Median Home Price
$372,000
Median Monthly Rent
$1,500
Housing Index
93.8
Price-to-Rent Ratio
20.7×

McAllen, TX

Median Home Price
$188,000
Median Monthly Rent
$1,100
Housing Index
55.9
Price-to-Rent Ratio
14.2×

Lancaster has 40.4% lower housing costs compared to McAllen.

Income & Job Market

Lancaster, PA

Median Household Income
$80,100
Per Capita Income
$45,700
Unemployment Rate
3.2%
Population
59,322
Top Industries
HealthcareManufacturingRetailTourismAgriculture

McAllen, TX

Median Household Income
$53,700
Per Capita Income
$30,600
Unemployment Rate
5.6%
Population
142,212
Top Industries
International TradeHealthcareRetailGovernmentEducation

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lancaster, PA
4.5×income-to-rent ratio

78% of income left after rent (median)

McAllen, TX
4.1×income-to-rent ratio

75% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.