CostIndexUSA

Lexington, KY vs Merced, CA Cost of Living

Data: BEA Regional Price Parities · Census ACS · 2024

More AffordableKY
Lexington
92.9
overall index
$1,500/mo rent
CA
Merced
98.3
overall index
$1,850/mo rent

Lexington is moderately cheaper than Merced — 5.8% lower overall cost of living.

To match an $80,000 salary in Lexington, you would need $84,600 in Merced. Calculate your salary ↓

Category Breakdown

Index values: 100 = U.S. national average. Higher = more expensive.

🏠 Housing+1.9%
Lexington
77.1
Merced
78.6
🛒 Groceries+9.4%
Lexington
96.2
Merced
105.2
🚗 Transportation+3.5%
Lexington
101.7
Merced
105.3
🏥 Healthcare+3.6%
Lexington
92
Merced
95.3
Utilities+112.2%
Lexington
74.6
Merced
158.3

Salary Equivalency Calculator

Enter your current salary in Lexington to see what you'd need to earn in Merced to maintain the same purchasing power.

$
Equivalent salary in Merced, CA
$84,600
$4,600 more needed in Merced

Formula: salary × (98.3 ÷ 92.9) = salary × 1.0581. Based on BEA Regional Price Parities.

Housing Market

Lexington, KY

Median Home Price
$313,000
Median Monthly Rent
$1,500
Housing Index
77.1
Price-to-Rent Ratio
17.4×

Merced, CA

Median Home Price
$410,000
Median Monthly Rent
$1,850
Housing Index
78.6
Price-to-Rent Ratio
18.5×

Merced has 1.9% higher housing costs compared to Lexington.

Income & Job Market

Lexington, KY

Median Household Income
$70,000
Per Capita Income
$39,900
Unemployment Rate
3.8%
Population
322,570
Top Industries
HealthcareEducationManufacturingAgricultureGovernment

Merced, CA

Median Household Income
$57,600
Per Capita Income
$32,800
Unemployment Rate
9.2%
Population
86,333
Top Industries
AgricultureEducationHealthcareGovernmentLogistics

Affordability at a Glance

Income-to-rent ratio: higher is better (more income relative to housing costs).

Lexington, KY
3.9×income-to-rent ratio

74% of income left after rent (median)

Merced, CA
2.6×income-to-rent ratio

61% of income left after rent (median)

Data Sources: Bureau of Economic Analysis (BEA) Regional Price Parities 2024; U.S. Census Bureau American Community Survey (ACS); Bureau of Labor Statistics (BLS) Local Area Unemployment Statistics; Zillow Research.

Cost indices use 100 as the U.S. national average. Values above 100 indicate costs above the national average. Data is updated annually.

This data is for informational purposes only and should not be used as the sole basis for relocation or financial decisions.